A car accident abroad with a Moroccan car

Before you leave

• The green card. Ask your insurer for it. It has been issued electronically since 1 January 2024 and lists the countries where your liability cover is valid: check that the box of every country you will drive through is not crossed out.
• Your other guarantees. Theft, damage to your own car and assistance may stop at the Moroccan border. Ask your insurer, in writing.
• Assistance. If your contract has none abroad, buy a travel assistance contract with car assistance: see travel and assistance.
• In the glovebox: registration document, driving licence, green card, passport, and a blank accident form.

At the scene

1. Make the scene safe. If someone is injured, call 112, the emergency number in every country of the European Union.
2. Fill in the European accident statement with the other driver. It has the same layout and numbering in every language, so each of you can use your own version and the boxes still match.
3. Do not sign what you do not understand. Write in the observations, in your own language, that you do not understand the other version, and describe what happened.
4. Photograph the cars, the plates and the other driver's insurance document. Take the witnesses' names and numbers.
5. If the police come, ask for the report number.

How to fill in the form, box by box

Calling for help

• Call the assistance number on your contract or travel certificate for towing, repairs or onward travel, before you pay a garage.
• Keep every receipt and the garage's estimate. Never let the car be scrapped or repaired abroad without your insurer's agreement.

Declaring to your Moroccan insurer

1. Declare the accident within 5 days, in writing, with a copy of the accident statement, the police report number and your photos.
2. If you were at fault, the victim's claim is handled by the green card bureau of the country of the accident, and your insurer pays through the green card system, in which Morocco's bureau is the BCMA.
3. If the other driver was at fault, your claim is against their insurer. Your own damage guarantees help only if they extend abroad.

In Morocco with a foreign car

The reverse case: a car registered abroad needs a green card on which the box MA is not crossed out, or frontier insurance bought from CAT at the border. After an accident in Morocco, follow the same steps as any driver; claims against vehicles covered by a green card are handled by the BCMA, in Casablanca.

Coming to Morocco by car

Questions